Solutions
Loan Application Processing: The Smart Entry Point for Individual & Business Customers
The customer journey starts here. Our platform offers a complete and flexible acquisition solution designed to capture credit applications with maximum efficiency and minimum friction.
Whether at an e-commerce checkout, a marketplace portal or directly on your site, our technology adapts to your customer's journey — not the other way around.
Features for Frictionless Acquisition
Four pillars covering the full complexity of credit onboarding.
Automated & Secure Document Capture
We simplify the most critical onboarding step with cutting-edge technology to collect and validate documents quickly and securely for both individuals and businesses.
Smart OCR Extraction
Automatic validation of personal documents (ID, driver's license), proof of address and income, and corporate documents (Articles of Association, Bylaws).
Open Finance Connection
Secure sharing of bank statements and financial data directly on the platform for deeper credit analysis.
Simplified Upload
Customers submit documents by phone photo or file upload, with real-time quality and legibility validations.
Streamlined Company Registration with Multiple Partners
Our platform handles diverse corporate structures, automatically identifying the need to collect data from all partners and legal representatives.
Journey Orchestration
The system automatically identifies the need to collect data and documents from all partners and legal representatives linked to the CNPJ.
Individualized Registration
Each partner completes their own qualification journey simply, providing their documents and personal information.
Unified 360° View
The platform centralizes and links all information, providing a complete view of the company and the people behind it — crucial for accurate risk analysis.
Additional Data Collection for Robust Analysis
We go beyond registration data, enriching the analysis with revenue, cash flow, trade references and bureau integration.
Revenue & Cash Flow
Revenue, expense and financial transaction data to assess business financial health.
Trade References
Information about suppliers and customers to enrich the risk profile and validate the company's operations.
Bureau & Sector Database Integration
Integration with credit bureaus and sector databases for a complete view of payment behavior.
Specialist Analysis Desk for Complex Cases (Business)
Complex applications are automatically routed to specialized analysts with a complete interface and approval authority governance.
Smart Routing
High-value requests or those with unconventional corporate structures are automatically directed to specialized analysts.
Full Analyst Interface
Our specialists access an interface that consolidates all documents, data and alerts for agile, well-informed decision-making.
Flexibility and Governance
The credit engine records the review panel's decision with the appropriate approval thresholds, ensuring security and governance even in exception cases.